If you’d like to move the Flexi term mortgage so you’re able to good regular label mortgage, you have got to make an age-mail to our customer care providing their say yes to move the Flexi identity financing so you’re able to an elementary loan application
- Their entered savings account facts to own drawdown transactions
- Unique digital account amount
- Registered mobile amount
- Source service guide to help you see the product and make use of the self-solution unit effortlessly.
You are able to availableness the loan statements and other facts associated towards Flexi term loan membership at any place thru our consumer portal Experia. It’s also possible to place the drawdown request about customer portal.
After you acquire a consumer loan that have Bajaj Finserv, you happen to be provided by payday loans AL a special account number. You are able to make every money and you may region-prepayments compared to that version of membership using your web banking account.
In the example of good Flexi identity financing, an identical would-be paid towards the Flexi financing account contained in this the newest stipulated go out as per financial advice.
Once the an effective Flexi financing customers, you may enjoy some more masters, plus one particularly virtue is actually and come up with area-prepayment without paying any extra percentage. Since the an effective Flexi mortgage customer, you could transact (create repayments in your membership and you will withdraw this new available balance count) as frequently as required without paying any additional charges.
When you yourself have excess money and wish to area-prepay your own personal mortgage, you could make very first region-prepayment after finishing several month from loan disbursal.
Bajaj Finserv also provides an excellent Flexi personal bank loan that accompanies versatile detachment and you will a part-prepayment facility. If you have preferred good Flexi title financing, you could potentially withdraw a total of 5 times twenty four hours
Sure, your own EMI might possibly be subtracted into the deadline even with and then make prepayment in advance. This is because the newest month-to-month instalment is actually recovered into amount utilised from inside the recharging period. not, and also make an associate-prepayment makes it possible to reduce your financing, hence fundamentally allows you to shell out reduced EMIs from inside the remaining span of the new tenor.
In case you face any difficulty during withdrawal or region-prepayment, you can check out the newest nearby part regarding Bajaj Loans Minimal. You can also connect with you while having your inquire resolved.
These types of maintenance fees could well be automobile-debited from your own account to your wedding of one’s loan
In the event of any improvement in personal stats just like your address/ cellular matter/ account matter, you could tell your dating movie director. You might submit a consult page signed from you along with the fresh documentary facts one to suffices the change towards worried dating director, and your demand could be processed after.
If you’d like to foreclose the Flexi mortgage membership, an extra payment out-of 4% (together with taxation) and you will cess into the full withdrawable count would-be energized because the a foreclosure fees.
Bajaj Finserv has the benefit of Flexi personal loans that allow consumers to decide interest-merely EMIs to your 1st financing tenor. As an example: When you have a great Flexi label amount borrowed regarding Rs. 5 lakh, you’ll have to pay an enthusiastic EMI of approximately Rs. 6000 comprising merely attract instead of a frequent EMI out-of Rs. several,100000, which includes one another dominant and you will notice portion.
Consumers which go for good Flexi unsecured loan have to pay the yearly maintenance fees away from 0.25% (and additionally fees) on full withdrawable amount irrespective of utilisation with the day off levy of these charges.
While the customer care gets the consent, they are going to increase a consult in your stead. Following the techniques is accomplished, your Flexi name mortgage could well be converted into a term mortgage to possess sixty days, and you have to blow an everyday EMI, such as the dominating count.